Terms of Service

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Privacy Policy

Effective Date: 09.19.2025

At TalkMuch.net, we value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, and share your information when you use our website and services.

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1. Information We Collect

We collect different types of information depending on how you use TalkMuch.net:

a) Information You Provide Directly

• Account Data: Name, email, username, password, profile picture, billing/shipping address, phone number.
• Creator Program Data: Payment details, tax information, and performance analytics.
• Comments and Content: Posts, comments, messages, uploads, and interactions you share.
• Checkout Data: Name, email, billing/shipping address, payment details (via third-party processors like Stripe/PayPal).

b) Information Automatically Collected

• Device & Browser Information: IP address, browser type, device type, operating system.
• Cookies & Tracking: To remember login details, save cart information, personalize your experience, and prevent fraud.
• Telemetry Data: Anonymous usage data to understand which features are most popular.

c) Information From Third Parties

• Embedded Content: Articles, videos, or media from other sites may track your interactions.
• Payment Processors: Stripe, PayPal, or other services process your payments securely.

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2. How We Use Your Information

We use the data we collect to:

• Provide, personalize, and improve our services.
• Process orders, payments, and account setup.
• Deliver relevant content and features.
• Send important updates (account, security, or service-related).
• Prevent fraud and maintain platform security.
• Comply with legal obligations (e.g., taxes, regulations).
• Provide creator insights and performance metrics.
• Deliver marketing messages (if you opt in).

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3. How We Share Your Information

We do not sell your personal information. We may share it in limited circumstances:

• With Service Providers: Payment processors, hosting providers, security systems, analytics tools.
• For Legal Reasons: To comply with law, regulation, legal process, or government requests.
• With Business Partners: Shops or groups you interact with on TalkMuch.net.
• With the Public: Profile data, comments, and posts you choose to share publicly.
• In Corporate Events: If TalkMuch.net undergoes a merger, acquisition, or sale of assets.

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4. Video Uploads and YouTube Integration

Uploading Videos to YouTube from TalkMuch.net

• If you choose to upload a video from TalkMuch.net to your own YouTube channel, we may request temporary authorization through YouTube’s API Services.
• This authorization allows TalkMuch.net to send your video file and related information (e.g., title, description, tags, thumbnail) to YouTube on your behalf.
• We do not collect or store your YouTube login credentials.
• You can revoke TalkMuch.net’s access to your YouTube account at any time via your Google Account settings: https://myaccount.google.com/permissions.

Embedding YouTube Videos on TalkMuch.net

• You may choose to embed your newly uploaded YouTube videos back into TalkMuch.net (e.g., in a blog, group, or news feed).
• Embedded YouTube videos are powered by YouTube’s own services. YouTube/Google may collect data about you and visitors who interact with those embeds, including cookies, analytics, and advertising data, in accordance with Google’s Privacy Policy: https://policies.google.com/privacy.
• TalkMuch.net does not control YouTube’s data collection practices but provides the embed option for your convenience.

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5. Cookies and Tracking

We use cookies to:

• Remember your login preferences.
• Track cart contents.
• Improve site performance.
• Prevent spam and abuse.

You can manage cookies through your browser settings.

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6. How Long We Keep Your Data

• Comments & Metadata: Stored indefinitely for moderation and community consistency.
• User Accounts: Retained until you delete your account.
• Orders & Payments: Stored for the legally required time (e.g., tax/accounting).
• Creator Program Data: Stored as long as necessary for legal compliance and payments.

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7. Your Rights

Depending on your location, you may have the right to:

• Access a copy of the data we hold about you.
• Request corrections to your personal information.
• Request deletion of your data (unless we must retain it legally).
• Object to data processing or marketing messages.
• Withdraw consent at any time.

Requests can be submitted through our [Contact Page/Support].

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8. Security of Your Information

We implement industry-standard safeguards to protect your data, including encryption and access controls. However, no online system is completely secure. You use TalkMuch.net at your own risk.

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9. Third-Party Links and Embedded Content

TalkMuch.net may include content or links from third-party websites. These sites have their own privacy policies and may collect data independently. We are not responsible for their practices.

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10. Children’s Privacy

TalkMuch.net is not directed to children under the age of 13 (or the minimum age in your country). We do not knowingly collect data from minors.

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11. Changes to This Policy

We may update this Privacy Policy from time to time. If significant changes are made, we will notify you by email or through a notice on our website.

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12. Contact Us

If you have questions about this policy or your data, please contact us at:
Email: doutalkmuch@gmail.com

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